Compare local authorities · Wales and Scotland
Ceredigion and Scottish Borders
Ceredigion is higher than Scottish Borders on 10 of 22 measures per person in the age group, 9 of 22 per resident and 0 of 22 in total.
On 11 of 22 measures, which area is higher depends on whether you count per person or in total. Choose a way of counting below to see each one.
Per person in the age group
Ceredigion is higher on 10 of 22 measures, and Scottish Borders on 12. Each row has its own scale from zero. Money is in 2026-27 prices2026-27 prices, using CPI inflationcash terms, not adjusted for inflation.1-11
Ceredigion Scottish Borders
All benefitsper resident, 2024-25
£4,947£4,968£4,692Scottish Borders is higher£4,986£5,007£4,729
Pensioner benefitsper person aged 66 and over, 2024-25
£12,450£12,503£11,810Ceredigion is higherDepends on how you count£12,258£12,310£11,627
Working-age benefitsper person aged 16 to 64, 2024-25
£1,758£1,765£1,667Scottish Borders is higherDepends on how you count£1,832£1,840£1,738
State Pensionper person aged 66 and over, 2024-25
£11,190£11,238£10,614Scottish Borders is higher£11,419£11,467£10,831
Pension Creditper person aged 66 and over, 2024-25
£412£414£391Ceredigion is higherDepends on how you count£294£295£279
Attendance Allowance and Pension Age Disability Paymentper person aged 66 and over, 2024-25
£822£825£780Ceredigion is higherDepends on how you count£529£531£501
Winter Fuel Payment and Pension Age Winter Heating Paymentper person aged 66 and over, 2024-25
£26£26£25Ceredigion is higherDepends on how you count£16£16£15
Personal Independence Payment and Adult Disability Paymentper resident, 2024-25
£492£494£466Ceredigion is higherDepends on how you count£449£451£426
Disability Living Allowance and Child Disability Paymentper resident, 2024-25
£114£114£108Scottish Borders is higher£121£122£115
Carer's Allowance and Carer Support Paymentper person aged 16 to 64, 2024-25
£102£103£97Ceredigion is higherDepends on how you count£98£99£93
Universal Creditper person aged 16 to 64, 2024-25
£1,245£1,250£1,181Scottish Borders is higher£1,354£1,359£1,284
Housing Benefitper resident, 2024-25
£182£182£172Scottish Borders is higher£192£192£182
Employment and Support Allowanceper person aged 16 to 64, 2024-25
£400£402£380Ceredigion is higherDepends on how you count£368£369£349
Jobseeker's Allowanceper person aged 16 to 64, 2024-25
£5.42£5.44£5.14Scottish Borders is higher£6.40£6.43£6.07
Income Supportper person aged 16 to 64, 2024-25
£5.38£5.40£5.10Scottish Borders is higher£5.74£5.76£5.44
Other benefitsper resident, 2024-25
£6.84£6.87£6.49Scottish Borders is higher£7.17£7.20£6.80
State Pensionper 1,000 people aged 66 and over, March 2026
1,031.3Ceredigion is higherDepends on how you count1,006.0
Pension Creditper 1,000 people aged 66 and over, March 2026
100.8Ceredigion is higherDepends on how you count82.4
Attendance Allowance and Pension Age Disability Paymentper 1,000 people aged 66 and over, March 2026
160.5Ceredigion is higherDepends on how you count134.0
Personal Independence Payment and Adult Disability Paymentper 1,000 residents, July 2026
70.0Scottish Borders is higher71.6
Universal Creditper 1,000 people aged 16 to 64, May 2026
168.9Scottish Borders is higher178.6
Carer's Allowance and Carer Support Paymentper 1,000 people aged 16 to 64, March 2026
21.3Scottish Borders is higher23.5
Show the numbers
| Measure | Ceredigion | Scottish Borders | Higher |
|---|---|---|---|
| All benefitsper resident, 2024-25 | £4,947£4,968£4,692 | £4,986£5,007£4,729Estimated | Scottish Borders |
| Pensioner benefitsper person aged 66 and over, 2024-25 | £12,450£12,503£11,810 | £12,258£12,310£11,627Estimated | Ceredigion |
| Working-age benefitsper person aged 16 to 64, 2024-25 | £1,758£1,765£1,667 | £1,832£1,840£1,738Estimated | Scottish Borders |
| State Pensionper person aged 66 and over, 2024-25 | £11,190£11,238£10,614 | £11,419£11,467£10,831 | Scottish Borders |
| Pension Creditper person aged 66 and over, 2024-25 | £412£414£391 | £294£295£279 | Ceredigion |
| Attendance Allowance and Pension Age Disability Paymentper person aged 66 and over, 2024-25 | £822£825£780 | £529£531£501Estimated | Ceredigion |
| Winter Fuel Payment and Pension Age Winter Heating Paymentper person aged 66 and over, 2024-25 | £26£26£25 | £16£16£15Estimated | Ceredigion |
| Personal Independence Payment and Adult Disability Paymentper resident, 2024-25 | £492£494£466 | £449£451£426Estimated | Ceredigion |
| Disability Living Allowance and Child Disability Paymentper resident, 2024-25 | £114£114£108 | £121£122£115Estimated | Scottish Borders |
| Carer's Allowance and Carer Support Paymentper person aged 16 to 64, 2024-25 | £102£103£97 | £98£99£93Estimated | Ceredigion |
| Universal Creditper person aged 16 to 64, 2024-25 | £1,245£1,250£1,181 | £1,354£1,359£1,284 | Scottish Borders |
| Housing Benefitper resident, 2024-25 | £182£182£172 | £192£192£182 | Scottish Borders |
| Employment and Support Allowanceper person aged 16 to 64, 2024-25 | £400£402£380 | £368£369£349 | Ceredigion |
| Jobseeker's Allowanceper person aged 16 to 64, 2024-25 | £5.42£5.44£5.14 | £6.40£6.43£6.07 | Scottish Borders |
| Income Supportper person aged 16 to 64, 2024-25 | £5.38£5.40£5.10 | £5.74£5.76£5.44 | Scottish Borders |
| Other benefitsper resident, 2024-25 | £6.84£6.87£6.49 | £7.17£7.20£6.80Estimated | Scottish Borders |
| State Pensionper 1,000 people aged 66 and over, March 2026 | 1,031.3 | 1,006.0 | Ceredigion |
| Pension Creditper 1,000 people aged 66 and over, March 2026 | 100.8 | 82.4 | Ceredigion |
| Attendance Allowance and Pension Age Disability Paymentper 1,000 people aged 66 and over, March 2026 | 160.5 | 134.0 | Ceredigion |
| Personal Independence Payment and Adult Disability Paymentper 1,000 residents, July 2026 | 70.0 | 71.6 | Scottish Borders |
| Universal Creditper 1,000 people aged 16 to 64, May 2026 | 168.9 | 178.6 | Scottish Borders |
| Carer's Allowance and Carer Support Paymentper 1,000 people aged 16 to 64, March 2026 | 21.3 | 23.5Estimated | Scottish Borders |
Per resident
Ceredigion is higher on 9 of 22 measures, and Scottish Borders on 13. Each row has its own scale from zero. Money is in 2026-27 prices2026-27 prices, using CPI inflationcash terms, not adjusted for inflation.1-11
Ceredigion Scottish Borders
All benefitsper resident, 2024-25
£4,947£4,968£4,692Scottish Borders is higher£4,986£5,007£4,729
Pensioner benefitsper resident, 2024-25
£3,100£3,114£2,941Scottish Borders is higherDepends on how you count£3,165£3,178£3,002
Working-age benefitsper resident, 2024-25
£1,053£1,057£998Ceredigion is higherDepends on how you count£1,052£1,056£998
State Pensionper resident, 2024-25
£2,787£2,798£2,643Scottish Borders is higher£2,948£2,961£2,797
Pension Creditper resident, 2024-25
£103£103£97Ceredigion is higherDepends on how you count£76£76£72
Attendance Allowance and Pension Age Disability Paymentper resident, 2024-25
£205£206£194Ceredigion is higherDepends on how you count£137£137£129
Winter Fuel Payment and Pension Age Winter Heating Paymentper resident, 2024-25
£6.54£6.56£6.20Ceredigion is higherDepends on how you count£4.15£4.17£3.94
Personal Independence Payment and Adult Disability Paymentper resident, 2024-25
£492£494£466Ceredigion is higherDepends on how you count£449£451£426
Disability Living Allowance and Child Disability Paymentper resident, 2024-25
£114£114£108Scottish Borders is higher£121£122£115
Carer's Allowance and Carer Support Paymentper resident, 2024-25
£61£61£58Ceredigion is higherDepends on how you count£56£57£53
Universal Creditper resident, 2024-25
£745£748£707Scottish Borders is higher£777£780£737
Housing Benefitper resident, 2024-25
£182£182£172Scottish Borders is higher£192£192£182
Employment and Support Allowanceper resident, 2024-25
£240£241£227Ceredigion is higherDepends on how you count£211£212£200
Jobseeker's Allowanceper resident, 2024-25
£3.25£3.26£3.08Scottish Borders is higher£3.68£3.69£3.49
Income Supportper resident, 2024-25
£3.22£3.23£3.05Scottish Borders is higher£3.29£3.30£3.12
Other benefitsper resident, 2024-25
£6.84£6.87£6.49Scottish Borders is higher£7.17£7.20£6.80
State Pensionper 1,000 residents, March 2026
256.8Scottish Borders is higherDepends on how you count259.7
Pension Creditper 1,000 residents, March 2026
25.1Ceredigion is higherDepends on how you count21.3
Attendance Allowance and Pension Age Disability Paymentper 1,000 residents, March 2026
40.0Ceredigion is higherDepends on how you count34.6
Personal Independence Payment and Adult Disability Paymentper 1,000 residents, July 2026
70.0Scottish Borders is higher71.6
Universal Creditper 1,000 residents, May 2026
101.2Scottish Borders is higher102.5
Carer's Allowance and Carer Support Paymentper 1,000 residents, March 2026
12.8Scottish Borders is higher13.5
Show the numbers
| Measure | Ceredigion | Scottish Borders | Higher |
|---|---|---|---|
| All benefitsper resident, 2024-25 | £4,947£4,968£4,692 | £4,986£5,007£4,729Estimated | Scottish Borders |
| Pensioner benefitsper resident, 2024-25 | £3,100£3,114£2,941 | £3,165£3,178£3,002Estimated | Scottish Borders |
| Working-age benefitsper resident, 2024-25 | £1,053£1,057£998 | £1,052£1,056£998Estimated | Ceredigion |
| State Pensionper resident, 2024-25 | £2,787£2,798£2,643 | £2,948£2,961£2,797 | Scottish Borders |
| Pension Creditper resident, 2024-25 | £103£103£97 | £76£76£72 | Ceredigion |
| Attendance Allowance and Pension Age Disability Paymentper resident, 2024-25 | £205£206£194 | £137£137£129Estimated | Ceredigion |
| Winter Fuel Payment and Pension Age Winter Heating Paymentper resident, 2024-25 | £6.54£6.56£6.20 | £4.15£4.17£3.94Estimated | Ceredigion |
| Personal Independence Payment and Adult Disability Paymentper resident, 2024-25 | £492£494£466 | £449£451£426Estimated | Ceredigion |
| Disability Living Allowance and Child Disability Paymentper resident, 2024-25 | £114£114£108 | £121£122£115Estimated | Scottish Borders |
| Carer's Allowance and Carer Support Paymentper resident, 2024-25 | £61£61£58 | £56£57£53Estimated | Ceredigion |
| Universal Creditper resident, 2024-25 | £745£748£707 | £777£780£737 | Scottish Borders |
| Housing Benefitper resident, 2024-25 | £182£182£172 | £192£192£182 | Scottish Borders |
| Employment and Support Allowanceper resident, 2024-25 | £240£241£227 | £211£212£200 | Ceredigion |
| Jobseeker's Allowanceper resident, 2024-25 | £3.25£3.26£3.08 | £3.68£3.69£3.49 | Scottish Borders |
| Income Supportper resident, 2024-25 | £3.22£3.23£3.05 | £3.29£3.30£3.12 | Scottish Borders |
| Other benefitsper resident, 2024-25 | £6.84£6.87£6.49 | £7.17£7.20£6.80Estimated | Scottish Borders |
| State Pensionper 1,000 residents, March 2026 | 256.8 | 259.7 | Scottish Borders |
| Pension Creditper 1,000 residents, March 2026 | 25.1 | 21.3 | Ceredigion |
| Attendance Allowance and Pension Age Disability Paymentper 1,000 residents, March 2026 | 40.0 | 34.6 | Ceredigion |
| Personal Independence Payment and Adult Disability Paymentper 1,000 residents, July 2026 | 70.0 | 71.6 | Scottish Borders |
| Universal Creditper 1,000 residents, May 2026 | 101.2 | 102.5 | Scottish Borders |
| Carer's Allowance and Carer Support Paymentper 1,000 residents, March 2026 | 12.8 | 13.5Estimated | Scottish Borders |
Total
Ceredigion is higher on 0 of 22 measures, and Scottish Borders on 22. Each row has its own scale from zero. Money is in 2026-27 prices2026-27 prices, using CPI inflationcash terms, not adjusted for inflation.1-11
Ceredigion Scottish Borders
All benefitstotal, 2024-25
£359.7m£361.3m£341.2mScottish Borders is higher£584.3m£586.8m£554.2m
Pensioner benefitstotal, 2024-25
£225.5m£226.4m£213.9mScottish Borders is higherDepends on how you count£370.9m£372.5m£351.8m
Working-age benefitstotal, 2024-25
£76.5m£76.9m£72.6mScottish Borders is higherDepends on how you count£123.2m£123.8m£116.9m
State Pensiontotal, 2024-25
£202.7m£203.5m£192.2mScottish Borders is higher£345.5m£347.0m£327.7m
Pension Credittotal, 2024-25
£7.5m£7.5m£7.1mScottish Borders is higherDepends on how you count£8.9m£8.9m£8.4m
Attendance Allowance and Pension Age Disability Paymenttotal, 2024-25
£14.9m£14.9m£14.1mScottish Borders is higherDepends on how you count£16.0m£16.1m£15.2m
Winter Fuel Payment and Pension Age Winter Heating Paymenttotal, 2024-25
£0.48m£0.48m£0.45mScottish Borders is higherDepends on how you count£0.49m£0.49m£0.46m
Personal Independence Payment and Adult Disability Paymenttotal, 2024-25
£35.8m£35.9m£33.9mScottish Borders is higherDepends on how you count£52.6m£52.9m£49.9m
Disability Living Allowance and Child Disability Paymenttotal, 2024-25
£8.3m£8.3m£7.8mScottish Borders is higher£14.2m£14.3m£13.5m
Carer's Allowance and Carer Support Paymenttotal, 2024-25
£4.5m£4.5m£4.2mScottish Borders is higherDepends on how you count£6.6m£6.6m£6.3m
Universal Credittotal, 2024-25
£54.2m£54.4m£51.4mScottish Borders is higher£91.1m£91.5m£86.4m
Housing Benefittotal, 2024-25
£13.2m£13.3m£12.5mScottish Borders is higher£22.5m£22.6m£21.3m
Employment and Support Allowancetotal, 2024-25
£17.4m£17.5m£16.5mScottish Borders is higherDepends on how you count£24.8m£24.9m£23.5m
Jobseeker's Allowancetotal, 2024-25
£0.24m£0.24m£0.22mScottish Borders is higher£0.43m£0.43m£0.41m
Income Supporttotal, 2024-25
£0.23m£0.23m£0.22mScottish Borders is higher£0.39m£0.39m£0.37m
Other benefitstotal, 2024-25
£0.50m£0.50m£0.47mScottish Borders is higher£0.84m£0.84m£0.80m
State Pensiontotal, March 2026
18,676Scottish Borders is higherDepends on how you count30,439
Pension Credittotal, March 2026
1,825Scottish Borders is higherDepends on how you count2,493
Attendance Allowance and Pension Age Disability Paymenttotal, March 2026
2,906Scottish Borders is higherDepends on how you count4,055
Personal Independence Payment and Adult Disability Paymenttotal, July 2026
5,088Scottish Borders is higher8,385
Universal Credittotal, May 2026
7,356Scottish Borders is higher12,015
Carer's Allowance and Carer Support Paymenttotal, March 2026
928Scottish Borders is higher1,583
Show the numbers
| Measure | Ceredigion | Scottish Borders | Higher |
|---|---|---|---|
| All benefitstotal, 2024-25 | £359.7m£361.3m£341.2m | £584.3m£586.8m£554.2mEstimated | Scottish Borders |
| Pensioner benefitstotal, 2024-25 | £225.5m£226.4m£213.9m | £370.9m£372.5m£351.8mEstimated | Scottish Borders |
| Working-age benefitstotal, 2024-25 | £76.5m£76.9m£72.6m | £123.2m£123.8m£116.9mEstimated | Scottish Borders |
| State Pensiontotal, 2024-25 | £202.7m£203.5m£192.2m | £345.5m£347.0m£327.7m | Scottish Borders |
| Pension Credittotal, 2024-25 | £7.5m£7.5m£7.1m | £8.9m£8.9m£8.4m | Scottish Borders |
| Attendance Allowance and Pension Age Disability Paymenttotal, 2024-25 | £14.9m£14.9m£14.1m | £16.0m£16.1m£15.2mEstimated | Scottish Borders |
| Winter Fuel Payment and Pension Age Winter Heating Paymenttotal, 2024-25 | £0.48m£0.48m£0.45m | £0.49m£0.49m£0.46mEstimated | Scottish Borders |
| Personal Independence Payment and Adult Disability Paymenttotal, 2024-25 | £35.8m£35.9m£33.9m | £52.6m£52.9m£49.9mEstimated | Scottish Borders |
| Disability Living Allowance and Child Disability Paymenttotal, 2024-25 | £8.3m£8.3m£7.8m | £14.2m£14.3m£13.5mEstimated | Scottish Borders |
| Carer's Allowance and Carer Support Paymenttotal, 2024-25 | £4.5m£4.5m£4.2m | £6.6m£6.6m£6.3mEstimated | Scottish Borders |
| Universal Credittotal, 2024-25 | £54.2m£54.4m£51.4m | £91.1m£91.5m£86.4m | Scottish Borders |
| Housing Benefittotal, 2024-25 | £13.2m£13.3m£12.5m | £22.5m£22.6m£21.3m | Scottish Borders |
| Employment and Support Allowancetotal, 2024-25 | £17.4m£17.5m£16.5m | £24.8m£24.9m£23.5m | Scottish Borders |
| Jobseeker's Allowancetotal, 2024-25 | £0.24m£0.24m£0.22m | £0.43m£0.43m£0.41m | Scottish Borders |
| Income Supporttotal, 2024-25 | £0.23m£0.23m£0.22m | £0.39m£0.39m£0.37m | Scottish Borders |
| Other benefitstotal, 2024-25 | £0.50m£0.50m£0.47m | £0.84m£0.84m£0.80mEstimated | Scottish Borders |
| State Pensiontotal, March 2026 | 18,676 | 30,439 | Scottish Borders |
| Pension Credittotal, March 2026 | 1,825 | 2,493 | Scottish Borders |
| Attendance Allowance and Pension Age Disability Paymenttotal, March 2026 | 2,906 | 4,055 | Scottish Borders |
| Personal Independence Payment and Adult Disability Paymenttotal, July 2026 | 5,088 | 8,385 | Scottish Borders |
| Universal Credittotal, May 2026 | 7,356 | 12,015 | Scottish Borders |
| Carer's Allowance and Carer Support Paymenttotal, March 2026 | 928 | 1,583Estimated | Scottish Borders |
Sources
Each area's page lists the limits of its figures and where each one comes from.
- 1Department for Work and Pensions. Benefit expenditure by local authority, 2024-25. Published 15 December 2025. Open Government Licence v3.0. Data release 2026-10-08.2.
- 2Department for Work and Pensions. Benefit expenditure by parliamentary constituency, 2024-25. Published 15 December 2025. Open Government Licence v3.0. Data release 2026-10-08.2.
- 3Department for Work and Pensions. Stat-Xplore benefit caseloads and awards. Published 6 October 2026. Open Government Licence v3.0. Data release 2026-10-08.2.
- 4Social Security Scotland. Adult Disability Payment statistics to 31 July 2026. Published 14 September 2026. Open Government Licence v3.0. Data release 2026-10-08.2.
- 5Social Security Scotland. Child Disability Payment statistics to 30 June 2026. Published 17 August 2026. Open Government Licence v3.0. Data release 2026-10-08.2.
- 6Social Security Scotland. Pension Age Disability Payment statistics to 31 July 2026. Published 14 September 2026. Open Government Licence v3.0. Data release 2026-10-08.2.
- 7Social Security Scotland. Carer Support Payment statistics to 30 June 2026. Published 10 August 2026. Open Government Licence v3.0. Data release 2026-10-08.2.
- 8Social Security Scotland. Winter heating benefits statistics for winter 2025/26. Published 18 May 2026. Open Government Licence v3.0. Data release 2026-10-08.2.
- 9Office for National Statistics. Population estimates by local authority (Nomis NM_2002_1). Published 5 October 2026. Open Government Licence v3.0. Data release 2026-10-08.2.
- 10Office for National Statistics. Population estimates by 2024 parliamentary constituency (Nomis NM_2014_1). Published 5 October 2026. Open Government Licence v3.0. Data release 2026-10-08.2.
- 11National Records of Scotland. Population estimates for other geographies, mid-2011 to mid-2024. Published 31 August 2026. Open Government Licence v3.0. Data release 2026-10-08.2.