Compare local authorities · Scotland and Wales
Scottish Borders and Ceredigion
Scottish Borders is higher than Ceredigion on 12 of 22 measures per person in the age group, 13 of 22 per resident and 22 of 22 in total.
On 11 of 22 measures, which area is higher depends on whether you count per person or in total. Choose a way of counting below to see each one.
Per person in the age group
Scottish Borders is higher on 12 of 22 measures, and Ceredigion on 10. Each row has its own scale from zero. Money is in 2026-27 prices2026-27 prices, using CPI inflationcash terms, not adjusted for inflation.1-11
Scottish Borders Ceredigion
All benefitsper resident, 2024-25
£4,986£5,007£4,729Scottish Borders is higher£4,947£4,968£4,692
Pensioner benefitsper person aged 66 and over, 2024-25
£12,258£12,310£11,627Ceredigion is higherDepends on how you count£12,450£12,503£11,810
Working-age benefitsper person aged 16 to 64, 2024-25
£1,832£1,840£1,738Scottish Borders is higherDepends on how you count£1,758£1,765£1,667
State Pensionper person aged 66 and over, 2024-25
£11,419£11,467£10,831Scottish Borders is higher£11,190£11,238£10,614
Pension Creditper person aged 66 and over, 2024-25
£294£295£279Ceredigion is higherDepends on how you count£412£414£391
Attendance Allowance and Pension Age Disability Paymentper person aged 66 and over, 2024-25
£529£531£501Ceredigion is higherDepends on how you count£822£825£780
Winter Fuel Payment and Pension Age Winter Heating Paymentper person aged 66 and over, 2024-25
£16£16£15Ceredigion is higherDepends on how you count£26£26£25
Personal Independence Payment and Adult Disability Paymentper resident, 2024-25
£449£451£426Ceredigion is higherDepends on how you count£492£494£466
Disability Living Allowance and Child Disability Paymentper resident, 2024-25
£121£122£115Scottish Borders is higher£114£114£108
Carer's Allowance and Carer Support Paymentper person aged 16 to 64, 2024-25
£98£99£93Ceredigion is higherDepends on how you count£102£103£97
Universal Creditper person aged 16 to 64, 2024-25
£1,354£1,359£1,284Scottish Borders is higher£1,245£1,250£1,181
Housing Benefitper resident, 2024-25
£192£192£182Scottish Borders is higher£182£182£172
Employment and Support Allowanceper person aged 16 to 64, 2024-25
£368£369£349Ceredigion is higherDepends on how you count£400£402£380
Jobseeker's Allowanceper person aged 16 to 64, 2024-25
£6.40£6.43£6.07Scottish Borders is higher£5.42£5.44£5.14
Income Supportper person aged 16 to 64, 2024-25
£5.74£5.76£5.44Scottish Borders is higher£5.38£5.40£5.10
Other benefitsper resident, 2024-25
£7.17£7.20£6.80Scottish Borders is higher£6.84£6.87£6.49
State Pensionper 1,000 people aged 66 and over, March 2026
1,006.0Ceredigion is higherDepends on how you count1,031.3
Pension Creditper 1,000 people aged 66 and over, March 2026
82.4Ceredigion is higherDepends on how you count100.8
Attendance Allowance and Pension Age Disability Paymentper 1,000 people aged 66 and over, March 2026
134.0Ceredigion is higherDepends on how you count160.5
Personal Independence Payment and Adult Disability Paymentper 1,000 residents, July 2026
71.6Scottish Borders is higher70.0
Universal Creditper 1,000 people aged 16 to 64, May 2026
178.6Scottish Borders is higher168.9
Carer's Allowance and Carer Support Paymentper 1,000 people aged 16 to 64, March 2026
23.5Scottish Borders is higher21.3
Show the numbers
| Measure | Scottish Borders | Ceredigion | Higher |
|---|---|---|---|
| All benefitsper resident, 2024-25 | £4,986£5,007£4,729Estimated | £4,947£4,968£4,692 | Scottish Borders |
| Pensioner benefitsper person aged 66 and over, 2024-25 | £12,258£12,310£11,627Estimated | £12,450£12,503£11,810 | Ceredigion |
| Working-age benefitsper person aged 16 to 64, 2024-25 | £1,832£1,840£1,738Estimated | £1,758£1,765£1,667 | Scottish Borders |
| State Pensionper person aged 66 and over, 2024-25 | £11,419£11,467£10,831 | £11,190£11,238£10,614 | Scottish Borders |
| Pension Creditper person aged 66 and over, 2024-25 | £294£295£279 | £412£414£391 | Ceredigion |
| Attendance Allowance and Pension Age Disability Paymentper person aged 66 and over, 2024-25 | £529£531£501Estimated | £822£825£780 | Ceredigion |
| Winter Fuel Payment and Pension Age Winter Heating Paymentper person aged 66 and over, 2024-25 | £16£16£15Estimated | £26£26£25 | Ceredigion |
| Personal Independence Payment and Adult Disability Paymentper resident, 2024-25 | £449£451£426Estimated | £492£494£466 | Ceredigion |
| Disability Living Allowance and Child Disability Paymentper resident, 2024-25 | £121£122£115Estimated | £114£114£108 | Scottish Borders |
| Carer's Allowance and Carer Support Paymentper person aged 16 to 64, 2024-25 | £98£99£93Estimated | £102£103£97 | Ceredigion |
| Universal Creditper person aged 16 to 64, 2024-25 | £1,354£1,359£1,284 | £1,245£1,250£1,181 | Scottish Borders |
| Housing Benefitper resident, 2024-25 | £192£192£182 | £182£182£172 | Scottish Borders |
| Employment and Support Allowanceper person aged 16 to 64, 2024-25 | £368£369£349 | £400£402£380 | Ceredigion |
| Jobseeker's Allowanceper person aged 16 to 64, 2024-25 | £6.40£6.43£6.07 | £5.42£5.44£5.14 | Scottish Borders |
| Income Supportper person aged 16 to 64, 2024-25 | £5.74£5.76£5.44 | £5.38£5.40£5.10 | Scottish Borders |
| Other benefitsper resident, 2024-25 | £7.17£7.20£6.80Estimated | £6.84£6.87£6.49 | Scottish Borders |
| State Pensionper 1,000 people aged 66 and over, March 2026 | 1,006.0 | 1,031.3 | Ceredigion |
| Pension Creditper 1,000 people aged 66 and over, March 2026 | 82.4 | 100.8 | Ceredigion |
| Attendance Allowance and Pension Age Disability Paymentper 1,000 people aged 66 and over, March 2026 | 134.0 | 160.5 | Ceredigion |
| Personal Independence Payment and Adult Disability Paymentper 1,000 residents, July 2026 | 71.6 | 70.0 | Scottish Borders |
| Universal Creditper 1,000 people aged 16 to 64, May 2026 | 178.6 | 168.9 | Scottish Borders |
| Carer's Allowance and Carer Support Paymentper 1,000 people aged 16 to 64, March 2026 | 23.5Estimated | 21.3 | Scottish Borders |
Per resident
Scottish Borders is higher on 13 of 22 measures, and Ceredigion on 9. Each row has its own scale from zero. Money is in 2026-27 prices2026-27 prices, using CPI inflationcash terms, not adjusted for inflation.1-11
Scottish Borders Ceredigion
All benefitsper resident, 2024-25
£4,986£5,007£4,729Scottish Borders is higher£4,947£4,968£4,692
Pensioner benefitsper resident, 2024-25
£3,165£3,178£3,002Scottish Borders is higherDepends on how you count£3,100£3,114£2,941
Working-age benefitsper resident, 2024-25
£1,052£1,056£998Ceredigion is higherDepends on how you count£1,053£1,057£998
State Pensionper resident, 2024-25
£2,948£2,961£2,797Scottish Borders is higher£2,787£2,798£2,643
Pension Creditper resident, 2024-25
£76£76£72Ceredigion is higherDepends on how you count£103£103£97
Attendance Allowance and Pension Age Disability Paymentper resident, 2024-25
£137£137£129Ceredigion is higherDepends on how you count£205£206£194
Winter Fuel Payment and Pension Age Winter Heating Paymentper resident, 2024-25
£4.15£4.17£3.94Ceredigion is higherDepends on how you count£6.54£6.56£6.20
Personal Independence Payment and Adult Disability Paymentper resident, 2024-25
£449£451£426Ceredigion is higherDepends on how you count£492£494£466
Disability Living Allowance and Child Disability Paymentper resident, 2024-25
£121£122£115Scottish Borders is higher£114£114£108
Carer's Allowance and Carer Support Paymentper resident, 2024-25
£56£57£53Ceredigion is higherDepends on how you count£61£61£58
Universal Creditper resident, 2024-25
£777£780£737Scottish Borders is higher£745£748£707
Housing Benefitper resident, 2024-25
£192£192£182Scottish Borders is higher£182£182£172
Employment and Support Allowanceper resident, 2024-25
£211£212£200Ceredigion is higherDepends on how you count£240£241£227
Jobseeker's Allowanceper resident, 2024-25
£3.68£3.69£3.49Scottish Borders is higher£3.25£3.26£3.08
Income Supportper resident, 2024-25
£3.29£3.30£3.12Scottish Borders is higher£3.22£3.23£3.05
Other benefitsper resident, 2024-25
£7.17£7.20£6.80Scottish Borders is higher£6.84£6.87£6.49
State Pensionper 1,000 residents, March 2026
259.7Scottish Borders is higherDepends on how you count256.8
Pension Creditper 1,000 residents, March 2026
21.3Ceredigion is higherDepends on how you count25.1
Attendance Allowance and Pension Age Disability Paymentper 1,000 residents, March 2026
34.6Ceredigion is higherDepends on how you count40.0
Personal Independence Payment and Adult Disability Paymentper 1,000 residents, July 2026
71.6Scottish Borders is higher70.0
Universal Creditper 1,000 residents, May 2026
102.5Scottish Borders is higher101.2
Carer's Allowance and Carer Support Paymentper 1,000 residents, March 2026
13.5Scottish Borders is higher12.8
Show the numbers
| Measure | Scottish Borders | Ceredigion | Higher |
|---|---|---|---|
| All benefitsper resident, 2024-25 | £4,986£5,007£4,729Estimated | £4,947£4,968£4,692 | Scottish Borders |
| Pensioner benefitsper resident, 2024-25 | £3,165£3,178£3,002Estimated | £3,100£3,114£2,941 | Scottish Borders |
| Working-age benefitsper resident, 2024-25 | £1,052£1,056£998Estimated | £1,053£1,057£998 | Ceredigion |
| State Pensionper resident, 2024-25 | £2,948£2,961£2,797 | £2,787£2,798£2,643 | Scottish Borders |
| Pension Creditper resident, 2024-25 | £76£76£72 | £103£103£97 | Ceredigion |
| Attendance Allowance and Pension Age Disability Paymentper resident, 2024-25 | £137£137£129Estimated | £205£206£194 | Ceredigion |
| Winter Fuel Payment and Pension Age Winter Heating Paymentper resident, 2024-25 | £4.15£4.17£3.94Estimated | £6.54£6.56£6.20 | Ceredigion |
| Personal Independence Payment and Adult Disability Paymentper resident, 2024-25 | £449£451£426Estimated | £492£494£466 | Ceredigion |
| Disability Living Allowance and Child Disability Paymentper resident, 2024-25 | £121£122£115Estimated | £114£114£108 | Scottish Borders |
| Carer's Allowance and Carer Support Paymentper resident, 2024-25 | £56£57£53Estimated | £61£61£58 | Ceredigion |
| Universal Creditper resident, 2024-25 | £777£780£737 | £745£748£707 | Scottish Borders |
| Housing Benefitper resident, 2024-25 | £192£192£182 | £182£182£172 | Scottish Borders |
| Employment and Support Allowanceper resident, 2024-25 | £211£212£200 | £240£241£227 | Ceredigion |
| Jobseeker's Allowanceper resident, 2024-25 | £3.68£3.69£3.49 | £3.25£3.26£3.08 | Scottish Borders |
| Income Supportper resident, 2024-25 | £3.29£3.30£3.12 | £3.22£3.23£3.05 | Scottish Borders |
| Other benefitsper resident, 2024-25 | £7.17£7.20£6.80Estimated | £6.84£6.87£6.49 | Scottish Borders |
| State Pensionper 1,000 residents, March 2026 | 259.7 | 256.8 | Scottish Borders |
| Pension Creditper 1,000 residents, March 2026 | 21.3 | 25.1 | Ceredigion |
| Attendance Allowance and Pension Age Disability Paymentper 1,000 residents, March 2026 | 34.6 | 40.0 | Ceredigion |
| Personal Independence Payment and Adult Disability Paymentper 1,000 residents, July 2026 | 71.6 | 70.0 | Scottish Borders |
| Universal Creditper 1,000 residents, May 2026 | 102.5 | 101.2 | Scottish Borders |
| Carer's Allowance and Carer Support Paymentper 1,000 residents, March 2026 | 13.5Estimated | 12.8 | Scottish Borders |
Total
Scottish Borders is higher on 22 of 22 measures, and Ceredigion on 0. Each row has its own scale from zero. Money is in 2026-27 prices2026-27 prices, using CPI inflationcash terms, not adjusted for inflation.1-11
Scottish Borders Ceredigion
All benefitstotal, 2024-25
£584.3m£586.8m£554.2mScottish Borders is higher£359.7m£361.3m£341.2m
Pensioner benefitstotal, 2024-25
£370.9m£372.5m£351.8mScottish Borders is higherDepends on how you count£225.5m£226.4m£213.9m
Working-age benefitstotal, 2024-25
£123.2m£123.8m£116.9mScottish Borders is higherDepends on how you count£76.5m£76.9m£72.6m
State Pensiontotal, 2024-25
£345.5m£347.0m£327.7mScottish Borders is higher£202.7m£203.5m£192.2m
Pension Credittotal, 2024-25
£8.9m£8.9m£8.4mScottish Borders is higherDepends on how you count£7.5m£7.5m£7.1m
Attendance Allowance and Pension Age Disability Paymenttotal, 2024-25
£16.0m£16.1m£15.2mScottish Borders is higherDepends on how you count£14.9m£14.9m£14.1m
Winter Fuel Payment and Pension Age Winter Heating Paymenttotal, 2024-25
£0.49m£0.49m£0.46mScottish Borders is higherDepends on how you count£0.48m£0.48m£0.45m
Personal Independence Payment and Adult Disability Paymenttotal, 2024-25
£52.6m£52.9m£49.9mScottish Borders is higherDepends on how you count£35.8m£35.9m£33.9m
Disability Living Allowance and Child Disability Paymenttotal, 2024-25
£14.2m£14.3m£13.5mScottish Borders is higher£8.3m£8.3m£7.8m
Carer's Allowance and Carer Support Paymenttotal, 2024-25
£6.6m£6.6m£6.3mScottish Borders is higherDepends on how you count£4.5m£4.5m£4.2m
Universal Credittotal, 2024-25
£91.1m£91.5m£86.4mScottish Borders is higher£54.2m£54.4m£51.4m
Housing Benefittotal, 2024-25
£22.5m£22.6m£21.3mScottish Borders is higher£13.2m£13.3m£12.5m
Employment and Support Allowancetotal, 2024-25
£24.8m£24.9m£23.5mScottish Borders is higherDepends on how you count£17.4m£17.5m£16.5m
Jobseeker's Allowancetotal, 2024-25
£0.43m£0.43m£0.41mScottish Borders is higher£0.24m£0.24m£0.22m
Income Supporttotal, 2024-25
£0.39m£0.39m£0.37mScottish Borders is higher£0.23m£0.23m£0.22m
Other benefitstotal, 2024-25
£0.84m£0.84m£0.80mScottish Borders is higher£0.50m£0.50m£0.47m
State Pensiontotal, March 2026
30,439Scottish Borders is higherDepends on how you count18,676
Pension Credittotal, March 2026
2,493Scottish Borders is higherDepends on how you count1,825
Attendance Allowance and Pension Age Disability Paymenttotal, March 2026
4,055Scottish Borders is higherDepends on how you count2,906
Personal Independence Payment and Adult Disability Paymenttotal, July 2026
8,385Scottish Borders is higher5,088
Universal Credittotal, May 2026
12,015Scottish Borders is higher7,356
Carer's Allowance and Carer Support Paymenttotal, March 2026
1,583Scottish Borders is higher928
Show the numbers
| Measure | Scottish Borders | Ceredigion | Higher |
|---|---|---|---|
| All benefitstotal, 2024-25 | £584.3m£586.8m£554.2mEstimated | £359.7m£361.3m£341.2m | Scottish Borders |
| Pensioner benefitstotal, 2024-25 | £370.9m£372.5m£351.8mEstimated | £225.5m£226.4m£213.9m | Scottish Borders |
| Working-age benefitstotal, 2024-25 | £123.2m£123.8m£116.9mEstimated | £76.5m£76.9m£72.6m | Scottish Borders |
| State Pensiontotal, 2024-25 | £345.5m£347.0m£327.7m | £202.7m£203.5m£192.2m | Scottish Borders |
| Pension Credittotal, 2024-25 | £8.9m£8.9m£8.4m | £7.5m£7.5m£7.1m | Scottish Borders |
| Attendance Allowance and Pension Age Disability Paymenttotal, 2024-25 | £16.0m£16.1m£15.2mEstimated | £14.9m£14.9m£14.1m | Scottish Borders |
| Winter Fuel Payment and Pension Age Winter Heating Paymenttotal, 2024-25 | £0.49m£0.49m£0.46mEstimated | £0.48m£0.48m£0.45m | Scottish Borders |
| Personal Independence Payment and Adult Disability Paymenttotal, 2024-25 | £52.6m£52.9m£49.9mEstimated | £35.8m£35.9m£33.9m | Scottish Borders |
| Disability Living Allowance and Child Disability Paymenttotal, 2024-25 | £14.2m£14.3m£13.5mEstimated | £8.3m£8.3m£7.8m | Scottish Borders |
| Carer's Allowance and Carer Support Paymenttotal, 2024-25 | £6.6m£6.6m£6.3mEstimated | £4.5m£4.5m£4.2m | Scottish Borders |
| Universal Credittotal, 2024-25 | £91.1m£91.5m£86.4m | £54.2m£54.4m£51.4m | Scottish Borders |
| Housing Benefittotal, 2024-25 | £22.5m£22.6m£21.3m | £13.2m£13.3m£12.5m | Scottish Borders |
| Employment and Support Allowancetotal, 2024-25 | £24.8m£24.9m£23.5m | £17.4m£17.5m£16.5m | Scottish Borders |
| Jobseeker's Allowancetotal, 2024-25 | £0.43m£0.43m£0.41m | £0.24m£0.24m£0.22m | Scottish Borders |
| Income Supporttotal, 2024-25 | £0.39m£0.39m£0.37m | £0.23m£0.23m£0.22m | Scottish Borders |
| Other benefitstotal, 2024-25 | £0.84m£0.84m£0.80mEstimated | £0.50m£0.50m£0.47m | Scottish Borders |
| State Pensiontotal, March 2026 | 30,439 | 18,676 | Scottish Borders |
| Pension Credittotal, March 2026 | 2,493 | 1,825 | Scottish Borders |
| Attendance Allowance and Pension Age Disability Paymenttotal, March 2026 | 4,055 | 2,906 | Scottish Borders |
| Personal Independence Payment and Adult Disability Paymenttotal, July 2026 | 8,385 | 5,088 | Scottish Borders |
| Universal Credittotal, May 2026 | 12,015 | 7,356 | Scottish Borders |
| Carer's Allowance and Carer Support Paymenttotal, March 2026 | 1,583Estimated | 928 | Scottish Borders |
Sources
Each area's page lists the limits of its figures and where each one comes from.
- 1Department for Work and Pensions. Benefit expenditure by local authority, 2024-25. Published 15 December 2025. Open Government Licence v3.0. Data release 2026-10-08.2.
- 2Department for Work and Pensions. Benefit expenditure by parliamentary constituency, 2024-25. Published 15 December 2025. Open Government Licence v3.0. Data release 2026-10-08.2.
- 3Department for Work and Pensions. Stat-Xplore benefit caseloads and awards. Published 6 October 2026. Open Government Licence v3.0. Data release 2026-10-08.2.
- 4Social Security Scotland. Adult Disability Payment statistics to 31 July 2026. Published 14 September 2026. Open Government Licence v3.0. Data release 2026-10-08.2.
- 5Social Security Scotland. Child Disability Payment statistics to 30 June 2026. Published 17 August 2026. Open Government Licence v3.0. Data release 2026-10-08.2.
- 6Social Security Scotland. Pension Age Disability Payment statistics to 31 July 2026. Published 14 September 2026. Open Government Licence v3.0. Data release 2026-10-08.2.
- 7Social Security Scotland. Carer Support Payment statistics to 30 June 2026. Published 10 August 2026. Open Government Licence v3.0. Data release 2026-10-08.2.
- 8Social Security Scotland. Winter heating benefits statistics for winter 2025/26. Published 18 May 2026. Open Government Licence v3.0. Data release 2026-10-08.2.
- 9Office for National Statistics. Population estimates by local authority (Nomis NM_2002_1). Published 5 October 2026. Open Government Licence v3.0. Data release 2026-10-08.2.
- 10Office for National Statistics. Population estimates by 2024 parliamentary constituency (Nomis NM_2014_1). Published 5 October 2026. Open Government Licence v3.0. Data release 2026-10-08.2.
- 11National Records of Scotland. Population estimates for other geographies, mid-2011 to mid-2024. Published 31 August 2026. Open Government Licence v3.0. Data release 2026-10-08.2.