Compare local authorities · Scotland and Wales
Moray and Ceredigion
Moray is higher than Ceredigion on 5 of 22 measures per person in the age group, 4 of 22 per resident and 16 of 22 in total.
On 12 of 22 measures, which area is higher depends on whether you count per person or in total. Choose a way of counting below to see each one.
Per person in the age group
Moray is higher on 5 of 22 measures, and Ceredigion on 17. Each row has its own scale from zero. Money is in 2026-27 prices2026-27 prices, using CPI inflationcash terms, not adjusted for inflation.1-11
Moray Ceredigion
All benefitsper resident, 2024-25
£4,451£4,470£4,222Ceredigion is higherDepends on how you count£4,947£4,968£4,692
Pensioner benefitsper person aged 66 and over, 2024-25
£12,201£12,253£11,573Ceredigion is higherDepends on how you count£12,450£12,503£11,810
Working-age benefitsper person aged 16 to 64, 2024-25
£1,655£1,662£1,570Ceredigion is higherDepends on how you count£1,758£1,765£1,667
State Pensionper person aged 66 and over, 2024-25
£11,369£11,417£10,784Moray is higherDepends on how you count£11,190£11,238£10,614
Pension Creditper person aged 66 and over, 2024-25
£311£312£295Ceredigion is higher£412£414£391
Attendance Allowance and Pension Age Disability Paymentper person aged 66 and over, 2024-25
£505£507£479Ceredigion is higher£822£825£780
Winter Fuel Payment and Pension Age Winter Heating Paymentper person aged 66 and over, 2024-25
£17£17£16Ceredigion is higher£26£26£25
Personal Independence Payment and Adult Disability Paymentper resident, 2024-25
£458£460£434Ceredigion is higherDepends on how you count£492£494£466
Disability Living Allowance and Child Disability Paymentper resident, 2024-25
£142£143£135Moray is higher£114£114£108
Carer's Allowance and Carer Support Paymentper person aged 16 to 64, 2024-25
£91£91£86Ceredigion is higherDepends on how you count£102£103£97
Universal Creditper person aged 16 to 64, 2024-25
£1,216£1,222£1,154Ceredigion is higherDepends on how you count£1,245£1,250£1,181
Housing Benefitper resident, 2024-25
£135£135£128Ceredigion is higher£182£182£172
Employment and Support Allowanceper person aged 16 to 64, 2024-25
£337£339£320Ceredigion is higherDepends on how you count£400£402£380
Jobseeker's Allowanceper person aged 16 to 64, 2024-25
£5.58£5.60£5.29Moray is higher£5.42£5.44£5.14
Income Supportper person aged 16 to 64, 2024-25
£5.00£5.02£4.74Ceredigion is higherDepends on how you count£5.38£5.40£5.10
Other benefitsper resident, 2024-25
£6.29£6.32£5.97Ceredigion is higherDepends on how you count£6.84£6.87£6.49
State Pensionper 1,000 people aged 66 and over, March 2026
1,002.9Ceredigion is higherDepends on how you count1,031.3
Pension Creditper 1,000 people aged 66 and over, March 2026
83.7Ceredigion is higher100.8
Attendance Allowance and Pension Age Disability Paymentper 1,000 people aged 66 and over, March 2026
125.1Ceredigion is higher160.5
Personal Independence Payment and Adult Disability Paymentper 1,000 residents, July 2026
73.9Moray is higher70.0
Universal Creditper 1,000 people aged 16 to 64, May 2026
163.4Ceredigion is higherDepends on how you count168.9
Carer's Allowance and Carer Support Paymentper 1,000 people aged 16 to 64, March 2026
22.3Moray is higher21.3
Show the numbers
| Measure | Moray | Ceredigion | Higher |
|---|---|---|---|
| All benefitsper resident, 2024-25 | £4,451£4,470£4,222Estimated | £4,947£4,968£4,692 | Ceredigion |
| Pensioner benefitsper person aged 66 and over, 2024-25 | £12,201£12,253£11,573Estimated | £12,450£12,503£11,810 | Ceredigion |
| Working-age benefitsper person aged 16 to 64, 2024-25 | £1,655£1,662£1,570Estimated | £1,758£1,765£1,667 | Ceredigion |
| State Pensionper person aged 66 and over, 2024-25 | £11,369£11,417£10,784 | £11,190£11,238£10,614 | Moray |
| Pension Creditper person aged 66 and over, 2024-25 | £311£312£295 | £412£414£391 | Ceredigion |
| Attendance Allowance and Pension Age Disability Paymentper person aged 66 and over, 2024-25 | £505£507£479Estimated | £822£825£780 | Ceredigion |
| Winter Fuel Payment and Pension Age Winter Heating Paymentper person aged 66 and over, 2024-25 | £17£17£16Estimated | £26£26£25 | Ceredigion |
| Personal Independence Payment and Adult Disability Paymentper resident, 2024-25 | £458£460£434Estimated | £492£494£466 | Ceredigion |
| Disability Living Allowance and Child Disability Paymentper resident, 2024-25 | £142£143£135Estimated | £114£114£108 | Moray |
| Carer's Allowance and Carer Support Paymentper person aged 16 to 64, 2024-25 | £91£91£86Estimated | £102£103£97 | Ceredigion |
| Universal Creditper person aged 16 to 64, 2024-25 | £1,216£1,222£1,154 | £1,245£1,250£1,181 | Ceredigion |
| Housing Benefitper resident, 2024-25 | £135£135£128 | £182£182£172 | Ceredigion |
| Employment and Support Allowanceper person aged 16 to 64, 2024-25 | £337£339£320 | £400£402£380 | Ceredigion |
| Jobseeker's Allowanceper person aged 16 to 64, 2024-25 | £5.58£5.60£5.29 | £5.42£5.44£5.14 | Moray |
| Income Supportper person aged 16 to 64, 2024-25 | £5.00£5.02£4.74 | £5.38£5.40£5.10 | Ceredigion |
| Other benefitsper resident, 2024-25 | £6.29£6.32£5.97Estimated | £6.84£6.87£6.49 | Ceredigion |
| State Pensionper 1,000 people aged 66 and over, March 2026 | 1,002.9 | 1,031.3 | Ceredigion |
| Pension Creditper 1,000 people aged 66 and over, March 2026 | 83.7 | 100.8 | Ceredigion |
| Attendance Allowance and Pension Age Disability Paymentper 1,000 people aged 66 and over, March 2026 | 125.1 | 160.5 | Ceredigion |
| Personal Independence Payment and Adult Disability Paymentper 1,000 residents, July 2026 | 73.9 | 70.0 | Moray |
| Universal Creditper 1,000 people aged 16 to 64, May 2026 | 163.4 | 168.9 | Ceredigion |
| Carer's Allowance and Carer Support Paymentper 1,000 people aged 16 to 64, March 2026 | 22.3Estimated | 21.3 | Moray |
Per resident
Moray is higher on 4 of 22 measures, and Ceredigion on 18. Each row has its own scale from zero. Money is in 2026-27 prices2026-27 prices, using CPI inflationcash terms, not adjusted for inflation.1-11
Moray Ceredigion
All benefitsper resident, 2024-25
£4,451£4,470£4,222Ceredigion is higherDepends on how you count£4,947£4,968£4,692
Pensioner benefitsper resident, 2024-25
£2,713£2,725£2,574Ceredigion is higherDepends on how you count£3,100£3,114£2,941
Working-age benefitsper resident, 2024-25
£997£1,002£946Ceredigion is higherDepends on how you count£1,053£1,057£998
State Pensionper resident, 2024-25
£2,528£2,539£2,398Ceredigion is higherDepends on how you count£2,787£2,798£2,643
Pension Creditper resident, 2024-25
£69£69£66Ceredigion is higher£103£103£97
Attendance Allowance and Pension Age Disability Paymentper resident, 2024-25
£112£113£106Ceredigion is higher£205£206£194
Winter Fuel Payment and Pension Age Winter Heating Paymentper resident, 2024-25
£3.77£3.79£3.58Ceredigion is higher£6.54£6.56£6.20
Personal Independence Payment and Adult Disability Paymentper resident, 2024-25
£458£460£434Ceredigion is higherDepends on how you count£492£494£466
Disability Living Allowance and Child Disability Paymentper resident, 2024-25
£142£143£135Moray is higher£114£114£108
Carer's Allowance and Carer Support Paymentper resident, 2024-25
£55£55£52Ceredigion is higherDepends on how you count£61£61£58
Universal Creditper resident, 2024-25
£733£736£695Ceredigion is higherDepends on how you count£745£748£707
Housing Benefitper resident, 2024-25
£135£135£128Ceredigion is higher£182£182£172
Employment and Support Allowanceper resident, 2024-25
£203£204£193Ceredigion is higherDepends on how you count£240£241£227
Jobseeker's Allowanceper resident, 2024-25
£3.36£3.38£3.19Moray is higher£3.25£3.26£3.08
Income Supportper resident, 2024-25
£3.02£3.03£2.86Ceredigion is higherDepends on how you count£3.22£3.23£3.05
Other benefitsper resident, 2024-25
£6.29£6.32£5.97Ceredigion is higherDepends on how you count£6.84£6.87£6.49
State Pensionper 1,000 residents, March 2026
223.0Ceredigion is higherDepends on how you count256.8
Pension Creditper 1,000 residents, March 2026
18.6Ceredigion is higher25.1
Attendance Allowance and Pension Age Disability Paymentper 1,000 residents, March 2026
27.8Ceredigion is higher40.0
Personal Independence Payment and Adult Disability Paymentper 1,000 residents, July 2026
73.9Moray is higher70.0
Universal Creditper 1,000 residents, May 2026
98.5Ceredigion is higherDepends on how you count101.2
Carer's Allowance and Carer Support Paymentper 1,000 residents, March 2026
13.5Moray is higher12.8
Show the numbers
| Measure | Moray | Ceredigion | Higher |
|---|---|---|---|
| All benefitsper resident, 2024-25 | £4,451£4,470£4,222Estimated | £4,947£4,968£4,692 | Ceredigion |
| Pensioner benefitsper resident, 2024-25 | £2,713£2,725£2,574Estimated | £3,100£3,114£2,941 | Ceredigion |
| Working-age benefitsper resident, 2024-25 | £997£1,002£946Estimated | £1,053£1,057£998 | Ceredigion |
| State Pensionper resident, 2024-25 | £2,528£2,539£2,398 | £2,787£2,798£2,643 | Ceredigion |
| Pension Creditper resident, 2024-25 | £69£69£66 | £103£103£97 | Ceredigion |
| Attendance Allowance and Pension Age Disability Paymentper resident, 2024-25 | £112£113£106Estimated | £205£206£194 | Ceredigion |
| Winter Fuel Payment and Pension Age Winter Heating Paymentper resident, 2024-25 | £3.77£3.79£3.58Estimated | £6.54£6.56£6.20 | Ceredigion |
| Personal Independence Payment and Adult Disability Paymentper resident, 2024-25 | £458£460£434Estimated | £492£494£466 | Ceredigion |
| Disability Living Allowance and Child Disability Paymentper resident, 2024-25 | £142£143£135Estimated | £114£114£108 | Moray |
| Carer's Allowance and Carer Support Paymentper resident, 2024-25 | £55£55£52Estimated | £61£61£58 | Ceredigion |
| Universal Creditper resident, 2024-25 | £733£736£695 | £745£748£707 | Ceredigion |
| Housing Benefitper resident, 2024-25 | £135£135£128 | £182£182£172 | Ceredigion |
| Employment and Support Allowanceper resident, 2024-25 | £203£204£193 | £240£241£227 | Ceredigion |
| Jobseeker's Allowanceper resident, 2024-25 | £3.36£3.38£3.19 | £3.25£3.26£3.08 | Moray |
| Income Supportper resident, 2024-25 | £3.02£3.03£2.86 | £3.22£3.23£3.05 | Ceredigion |
| Other benefitsper resident, 2024-25 | £6.29£6.32£5.97Estimated | £6.84£6.87£6.49 | Ceredigion |
| State Pensionper 1,000 residents, March 2026 | 223.0 | 256.8 | Ceredigion |
| Pension Creditper 1,000 residents, March 2026 | 18.6 | 25.1 | Ceredigion |
| Attendance Allowance and Pension Age Disability Paymentper 1,000 residents, March 2026 | 27.8 | 40.0 | Ceredigion |
| Personal Independence Payment and Adult Disability Paymentper 1,000 residents, July 2026 | 73.9 | 70.0 | Moray |
| Universal Creditper 1,000 residents, May 2026 | 98.5 | 101.2 | Ceredigion |
| Carer's Allowance and Carer Support Paymentper 1,000 residents, March 2026 | 13.5Estimated | 12.8 | Moray |
Total
Moray is higher on 16 of 22 measures, and Ceredigion on 6. Each row has its own scale from zero. Money is in 2026-27 prices2026-27 prices, using CPI inflationcash terms, not adjusted for inflation.1-11
Moray Ceredigion
All benefitstotal, 2024-25
£422.4m£424.2m£400.7mMoray is higherDepends on how you count£359.7m£361.3m£341.2m
Pensioner benefitstotal, 2024-25
£257.5m£258.6m£244.2mMoray is higherDepends on how you count£225.5m£226.4m£213.9m
Working-age benefitstotal, 2024-25
£94.6m£95.0m£89.8mMoray is higherDepends on how you count£76.5m£76.9m£72.6m
State Pensiontotal, 2024-25
£239.9m£240.9m£227.6mMoray is higherDepends on how you count£202.7m£203.5m£192.2m
Pension Credittotal, 2024-25
£6.6m£6.6m£6.2mCeredigion is higher£7.5m£7.5m£7.1m
Attendance Allowance and Pension Age Disability Paymenttotal, 2024-25
£10.7m£10.7m£10.1mCeredigion is higher£14.9m£14.9m£14.1m
Winter Fuel Payment and Pension Age Winter Heating Paymenttotal, 2024-25
£0.36m£0.36m£0.34mCeredigion is higher£0.48m£0.48m£0.45m
Personal Independence Payment and Adult Disability Paymenttotal, 2024-25
£43.4m£43.6m£41.2mMoray is higherDepends on how you count£35.8m£35.9m£33.9m
Disability Living Allowance and Child Disability Paymenttotal, 2024-25
£13.5m£13.5m£12.8mMoray is higher£8.3m£8.3m£7.8m
Carer's Allowance and Carer Support Paymenttotal, 2024-25
£5.2m£5.2m£4.9mMoray is higherDepends on how you count£4.5m£4.5m£4.2m
Universal Credittotal, 2024-25
£69.6m£69.9m£66.0mMoray is higherDepends on how you count£54.2m£54.4m£51.4m
Housing Benefittotal, 2024-25
£12.8m£12.8m£12.1mCeredigion is higher£13.2m£13.3m£12.5m
Employment and Support Allowancetotal, 2024-25
£19.3m£19.4m£18.3mMoray is higherDepends on how you count£17.4m£17.5m£16.5m
Jobseeker's Allowancetotal, 2024-25
£0.32m£0.32m£0.30mMoray is higher£0.24m£0.24m£0.22m
Income Supporttotal, 2024-25
£0.29m£0.29m£0.27mMoray is higherDepends on how you count£0.23m£0.23m£0.22m
Other benefitstotal, 2024-25
£0.60m£0.60m£0.57mMoray is higherDepends on how you count£0.50m£0.50m£0.47m
State Pensiontotal, March 2026
21,164Moray is higherDepends on how you count18,676
Pension Credittotal, March 2026
1,766Ceredigion is higher1,825
Attendance Allowance and Pension Age Disability Paymenttotal, March 2026
2,640Ceredigion is higher2,906
Personal Independence Payment and Adult Disability Paymenttotal, July 2026
7,010Moray is higher5,088
Universal Credittotal, May 2026
9,345Moray is higherDepends on how you count7,356
Carer's Allowance and Carer Support Paymenttotal, March 2026
1,278Moray is higher928
Show the numbers
| Measure | Moray | Ceredigion | Higher |
|---|---|---|---|
| All benefitstotal, 2024-25 | £422.4m£424.2m£400.7mEstimated | £359.7m£361.3m£341.2m | Moray |
| Pensioner benefitstotal, 2024-25 | £257.5m£258.6m£244.2mEstimated | £225.5m£226.4m£213.9m | Moray |
| Working-age benefitstotal, 2024-25 | £94.6m£95.0m£89.8mEstimated | £76.5m£76.9m£72.6m | Moray |
| State Pensiontotal, 2024-25 | £239.9m£240.9m£227.6m | £202.7m£203.5m£192.2m | Moray |
| Pension Credittotal, 2024-25 | £6.6m£6.6m£6.2m | £7.5m£7.5m£7.1m | Ceredigion |
| Attendance Allowance and Pension Age Disability Paymenttotal, 2024-25 | £10.7m£10.7m£10.1mEstimated | £14.9m£14.9m£14.1m | Ceredigion |
| Winter Fuel Payment and Pension Age Winter Heating Paymenttotal, 2024-25 | £0.36m£0.36m£0.34mEstimated | £0.48m£0.48m£0.45m | Ceredigion |
| Personal Independence Payment and Adult Disability Paymenttotal, 2024-25 | £43.4m£43.6m£41.2mEstimated | £35.8m£35.9m£33.9m | Moray |
| Disability Living Allowance and Child Disability Paymenttotal, 2024-25 | £13.5m£13.5m£12.8mEstimated | £8.3m£8.3m£7.8m | Moray |
| Carer's Allowance and Carer Support Paymenttotal, 2024-25 | £5.2m£5.2m£4.9mEstimated | £4.5m£4.5m£4.2m | Moray |
| Universal Credittotal, 2024-25 | £69.6m£69.9m£66.0m | £54.2m£54.4m£51.4m | Moray |
| Housing Benefittotal, 2024-25 | £12.8m£12.8m£12.1m | £13.2m£13.3m£12.5m | Ceredigion |
| Employment and Support Allowancetotal, 2024-25 | £19.3m£19.4m£18.3m | £17.4m£17.5m£16.5m | Moray |
| Jobseeker's Allowancetotal, 2024-25 | £0.32m£0.32m£0.30m | £0.24m£0.24m£0.22m | Moray |
| Income Supporttotal, 2024-25 | £0.29m£0.29m£0.27m | £0.23m£0.23m£0.22m | Moray |
| Other benefitstotal, 2024-25 | £0.60m£0.60m£0.57mEstimated | £0.50m£0.50m£0.47m | Moray |
| State Pensiontotal, March 2026 | 21,164 | 18,676 | Moray |
| Pension Credittotal, March 2026 | 1,766 | 1,825 | Ceredigion |
| Attendance Allowance and Pension Age Disability Paymenttotal, March 2026 | 2,640 | 2,906 | Ceredigion |
| Personal Independence Payment and Adult Disability Paymenttotal, July 2026 | 7,010 | 5,088 | Moray |
| Universal Credittotal, May 2026 | 9,345 | 7,356 | Moray |
| Carer's Allowance and Carer Support Paymenttotal, March 2026 | 1,278Estimated | 928 | Moray |
Sources
Each area's page lists the limits of its figures and where each one comes from.
- 1Department for Work and Pensions. Benefit expenditure by local authority, 2024-25. Published 15 December 2025. Open Government Licence v3.0. Data release 2026-10-08.2.
- 2Department for Work and Pensions. Benefit expenditure by parliamentary constituency, 2024-25. Published 15 December 2025. Open Government Licence v3.0. Data release 2026-10-08.2.
- 3Department for Work and Pensions. Stat-Xplore benefit caseloads and awards. Published 6 October 2026. Open Government Licence v3.0. Data release 2026-10-08.2.
- 4Social Security Scotland. Adult Disability Payment statistics to 31 July 2026. Published 14 September 2026. Open Government Licence v3.0. Data release 2026-10-08.2.
- 5Social Security Scotland. Child Disability Payment statistics to 30 June 2026. Published 17 August 2026. Open Government Licence v3.0. Data release 2026-10-08.2.
- 6Social Security Scotland. Pension Age Disability Payment statistics to 31 July 2026. Published 14 September 2026. Open Government Licence v3.0. Data release 2026-10-08.2.
- 7Social Security Scotland. Carer Support Payment statistics to 30 June 2026. Published 10 August 2026. Open Government Licence v3.0. Data release 2026-10-08.2.
- 8Social Security Scotland. Winter heating benefits statistics for winter 2025/26. Published 18 May 2026. Open Government Licence v3.0. Data release 2026-10-08.2.
- 9Office for National Statistics. Population estimates by local authority (Nomis NM_2002_1). Published 5 October 2026. Open Government Licence v3.0. Data release 2026-10-08.2.
- 10Office for National Statistics. Population estimates by 2024 parliamentary constituency (Nomis NM_2014_1). Published 5 October 2026. Open Government Licence v3.0. Data release 2026-10-08.2.
- 11National Records of Scotland. Population estimates for other geographies, mid-2011 to mid-2024. Published 31 August 2026. Open Government Licence v3.0. Data release 2026-10-08.2.